Allg. Anregungen & Kritik » In case your insurance benefits turn out

Although lesser in importance when compared to the major pilgrimage of Hajj Cole Hamels Jersey , Umrah has its own spiritual rewards for the pilgrim and is the Sunnah of Prophet Muhammad (peace be upon him). It is also called the 'minor pilgrimage' or the 'lesser pilgrimage', often while comparing it with Hajj, which is one of the five pillars of Islam. Hajj is compulsory for all the able-bodied and financially capable Muslims Addison Russell Jersey , while there is no such obligation associated with Umrah. The minor pilgrimage can be performed within a few hours, while the major pilgrimage of Hajj takes more time to accomplish. This is mainly because Hajj involves more rituals than the lesser pilgrimage.

Unlike Hajj, which can be performed only during specific days of a designated month in the Islamic calendar Jason Heyward Jersey , Umrah can be performed at any time of the year. Many of the Muslims living in the United Kingdom (UK) choose to perform their Umrah in December considering the benefits involved. One of the advantages is the opportunity to get rid of the harsh weather that prevails in the UK during this time of the year. Contrary to the chilly climate of the UK, Makkah experiences a good weather in December and it would be a pleasant experience for UK Muslims to perform their lesser pilgrimage in this month.


In the last week of December, the schools and offices in the UK are closed for the Christmas and New Year celebrations. This gives Muslims living in the country a wonderful chance to embark on a memorable journey to the holy city of Makkah from their place of residence in the UK to fulfil their dream of Umrah. They can save themselves from the disappointment of not getting one of their desired December Umrah packages by booking well in advance. It helps to book such packages months in advance Ben Zobrist Jersey , considering the greater number of bookings that are made in the last month of the year.


The relatively lesser crowds for Umrah December month witnesses in Makkah is another great experience that UK Muslims can have by booking their journey to the holy city during this time of the year. For pilgrims coming from the tropical regions of the world, the weather of Makkah in December can be extremely cold, and this is the reason why many of them prefer other months for their Umrah. As the Muslims residing in the UK are habituated to the extremely cold weather of the winters Kris Bryant Jersey , they would find the climate in Makkah quite pleasant in December.


Muslims arriving in Makkah from the UK for their lesser pilgrimage would be pleased to visit all the important Islamic sites in the holy city owing to the pleasant weather that prevails in this part of the world in December. They would have absolutely no inconvenience in completing all their rituals of Umrah in the presence of such favourable climatic conditions. During their time spent in Makkah after accomplishing their minor pilgrimage, they would also have greater convenience in visiting the local markets and buying their desired souvenirs.

Total Views: 126Word Count: 505See All articles From Author


If you dread the cost of long term care insurance, perhaps you should look into partnership long term care insurance policies that offer big savings on annual premiums.


The partnership program was Kyle Schwarber Jersey , after all, designed for people who cannot afford the high premium of a standard long term care insurance (LTCI) policy. You can purchase a partnership qualified LTCI policy with a benefit period of three years and save yourself a lot of money, as this will dramatically cut down your annual premium.


In case your insurance benefits turn out to be insufficient for your long term care (LTC) needs you may apply for Medicaid assistance without spending down your assets.


LTCI policies under the partnership program entitle policyholders to keep a portion Yu Darvish Jersey , or an amount of their assets that is equivalent to their policy’s maximum benefit amount should they apply for Medicaid assistance after having exhausted their benefits.


Without a partnership qualified LTCI policy an individual will have to spend down his assets up to Medicaid’s required asset limit before he can apply and receive coverage. Since policyholders of partnership qualified LTCI policies are entitled to keep a greater amount of their assets, they will be able to pass these on to their heirs once they die.


More Gains from Partnership Long Term Care Insurance


Aside from gaining eligibility for Medicaid without having to spend down your assets and saving a chunk of money on the annual premium, there are other perks that come with a partnership LTCI policy.


You can expect your insurance benefits to double in just a period of 14 years because all partnership certified LTCI policies issue an inflation protection Javier Baez Jersey , which corresponds to the age of the policyholder at the time he purchased his insurance.


Policyholders who were younger than 61 years old at the time of their LTCI application are required to have a compound annual inflation protection. Those who were between 61 and 74 should have some level of inflation protection while individuals who were 75 and older at the time they applied are not required to get any form of inflation protection.


Apart from those mentioned benefits, anybody who is armed with a partnership LTCI policy can also choose to retire in any state that participates in the reciprocity agreement of the partnership program. This agreement allows the policyholder to receive asset protection in his or her new state of residence should she decide to apply for Medicaid assistance in the future.


Even though practically all states offer the partnership program, not every one of them participates in the reciprocity agreement so if you’re contemplating moving to another state upon retirement just see to it that the place you&rsquo. Cheap Nike Air Max Cheap Air Max 97 Cheap Nike Air Max Shoes Cheap Nike Air Max Shoes Air Jordan For Sale Air Max 2017 Outlet Cheap Jerseys China Cheap NFL Jerseys Wholesale NFL Jerseys Free Shipping Cheap NFL Jerseys Free Shipping